RENTAL SAFETY

Should You Get Rental Insurance When Renting A Car

Rental Car Insurance: Do You Need It?

If you have ever rented a car for a short period of time, whether during a vacation, a business trip, or while your own automobile was being repaired, you have probably faced the question of whether to take out insurance at the rental agency desk when you rent the car. Paying your rental company for insurance on your rental car is necessary sometimes, but not always. In fact, much of the time rental car insurance ends up adding some fairly steep fees onto your rental even though the coverage you're paying for may be completely redundant.

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Avoid Costly Car Rental Pitfalls

Some folks tend to always take it on the chin instead of ducking the punch. Keep your eyes open while you're driving and even before you get in the car. Save yourself time, money and headaches.

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Car Insurance Basics

Car insurance is basically insurance that drivers can purchase for any kind of vehicle in order to protect against losses sustained in traffic accidents. Auto insurance policies are, in reality, a bundle of different coverages. This insurance will usually cover the insured party, the insured motor vehicle, and any third parties involved. Different policies will identify the situations in which each of these entities is covered.

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Car Insurance On Rentals

When it comes to car insurance, there are a couple of traps you can fall into. The contracts are complicated and extremely difficult to understand, and that's if you even have the time to read them. The fact is that most people don't read insurance contracts and there is a significant information shortage when it comes to consumers and the contents of their own insurance contracts.

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Car Rental Safety During Traveling

What do I need to do before I leave the rental lot?

You're in a big hurry now that you're got the car, but take a few minutes to familiarize yourself with this new car. Check the car for interior or exterior damage. Find the lights, radio, wipers, turn signals, cruise control and side mirror controls before you leave the lot. Set the seat and the mirrors to a level where you are comfortable. It's also a good idea to study the map and find the route to your destination before you begin driving.

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